COF vs SYF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

COF

48.3
AI Score
VS
COF Wins

SYF

46.9
AI Score

Investment Advisor Scores

COF

48score
Recommendation
HOLD

SYF

47score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric COF SYF Winner
Forward P/E 11.0011 8.7032 SYF
PEG Ratio 0.2334 1.1448 COF
Revenue Growth 1111.0% 0.6% COF
Earnings Growth -3.2% 3.6% SYF
Tradestie Score 48.3/100 46.9/100 COF
Profit Margin 21.9% 35.5% SYF
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

COF 1M: +9.0% · 3M: +16.7% SYF 1M: +10.7% · 3M: +10.4%

Current Technical Phase

COF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.8% over 20 days), RSI 54

RSI (14): 53.9 · Price: $217.91

SYF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.0% over 20 days), RSI 56

RSI (14): 56.0 · Price: $79.47

Fundamentals Snapshot

Metric COF SYF
Market Cap
Forward P/E 9.1 7.7
Trailing P/E 12.2 8.3
Revenue (TTM)
Revenue Growth 11.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.3% 0.5%
EPS 17.47 9.75
Dividend Yield 0.01% 0.02%

Frequently Asked Questions

Based on our detailed analysis, COF is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.