CPAY vs PHR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

CPAY

69.0
AI Score
VS
It's a Tie!

PHR

69.0
AI Score

Investment Advisor Scores

CPAY

Oct 02, 2026
69score
Recommendation
HOLD

PHR

Oct 02, 2026
69score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CPAY PHR Winner
Forward P/E 12.7714 12.0192 PHR
PEG Ratio 0.7512 0 Tie
Revenue Growth 21.5% 10.4% CPAY
Earnings Growth -7.0% 200.0% PHR
Tradestie Score 69.0/100 69.0/100 Tie
Profit Margin 22.7% 2.1% CPAY
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CPAY 1M: -5.2% · 3M: +10.7% PHR 1M: -15.0% · 3M: -9.3%

Current Technical Phase

CPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.9 · Price: $394.60

PHR

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.2%), weak momentum, RSI 42

RSI (14): 42.2 · Price: $10.07

Fundamentals Snapshot

Metric CPAY PHR
Market Cap — —
Forward P/E 12.6 6.7
Trailing P/E 23.6 57.6
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 0.8% 0.7%
Operating Margin 0.5% 0.1%
EPS 16.49 0.18
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, CPAY and PHR are evenly matched, both winning 2 key financial metrics each. This is a close call that depends on your specific investment goals.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.