CVNA vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 21, 2026

CVNA

64.2
AI Score
VS
CVNA Wins

UPST

59.4
AI Score

Investment Advisor Scores

CVNA

64score
Recommendation
STRONG BUY

UPST

59score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric CVNA UPST Winner
Forward P/E 29.8507 13.587 UPST
PEG Ratio -0.13 0 Tie
Revenue Growth 52.4% 42.3% CVNA
Earnings Growth 61.5% 211.2% UPST
Tradestie Score 64.2/100 59.4/100 CVNA
Profit Margin 6.3% 4.7% CVNA
Beta 1.00 1.00 Tie
AI Recommendation STRONG BUY BUY CVNA

Relative Price Performance (Last 90 Days)

CVNA 1M: -8.7% · 3M: -0.8% UPST 1M: -9.1% · 3M: -14.4%

Current Technical Phase

CVNA

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.7%), weak momentum, RSI 41

RSI (14): 41.2 · Price: $59.69

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -7.6%), weak momentum, RSI 44

RSI (14): 44.4 · Price: $23.62

Fundamentals Snapshot

Metric CVNA UPST
Market Cap — —
Forward P/E 26.2 6.6
Trailing P/E 31.9 47.3
Revenue (TTM) — —
Revenue Growth 0.5% 0.4%
Gross Margin 0.2% 0.8%
Operating Margin 0.1% 0.1%
EPS 1.89 0.50
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, CVNA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.