CVNA vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 04, 2026

CVNA

33.9
AI Score
VS
UPST Wins

UPST

47.8
AI Score

Investment Advisor Scores

CVNA

34score
Recommendation
AVOID NEW MONEY

UPST

48score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CVNA UPST Winner
Forward P/E 32.6797 12.7877 UPST
PEG Ratio -0.13 0 Tie
Revenue Growth 42.4% 42.3% CVNA
Earnings Growth 85.7% 211.2% UPST
Tradestie Score 33.9/100 47.8/100 UPST
Profit Margin 6.2% 4.7% CVNA
Beta 1.00 1.00 Tie
AI Recommendation AVOID NEW MONEY HOLD UPST

Relative Price Performance (Last 90 Days)

CVNA 1M: +22.7% · 3M: +0.7% UPST 1M: -14.1% · 3M: -29.9%

Current Technical Phase

CVNA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 59.6 · Price: $73.02

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -10.3%), weak momentum, RSI 37

RSI (14): 36.8 · Price: $20.41

Fundamentals Snapshot

Metric CVNA UPST
Market Cap — —
Forward P/E 35.0 6.8
Trailing P/E 36.7 36.5
Revenue (TTM) — —
Revenue Growth 0.4% 0.3%
Gross Margin 0.2% 0.8%
Operating Margin 0.1% 0.1%
EPS 2.08 0.61
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.