CVNA vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

CVNA

50.0
AI Score
VS
UPST Wins

UPST

50.2
AI Score

Investment Advisor Scores

CVNA

50score
Recommendation
HOLD

UPST

50score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CVNA UPST Winner
Forward P/E 34.3643 15.8479 UPST
PEG Ratio -0.13 0 Tie
Revenue Growth 52.4% 42.3% CVNA
Earnings Growth 61.5% 211.2% UPST
Tradestie Score 50.0/100 50.2/100 UPST
Profit Margin 6.3% 4.7% CVNA
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

CVNA 1M: -2.8% · 3M: +3.9% UPST 1M: -11.4% · 3M: -18.9%

Current Technical Phase

CVNA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 47.4 · Price: $70.45

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 37

RSI (14): 36.9 · Price: $25.77

Fundamentals Snapshot

Metric CVNA UPST
Market Cap
Forward P/E 31.3 7.2
Trailing P/E 39.5 51.8
Revenue (TTM)
Revenue Growth 0.5% 0.4%
Gross Margin 0.2% 0.8%
Operating Margin 0.1% 0.1%
EPS 1.86 0.50
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.