ECPG vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 03, 2026

ECPG

61.2
AI Score
VS
ECPG Wins

ENVA

56.5
AI Score

Investment Advisor Scores

ECPG

61score
Recommendation
BUY

ENVA

57score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ECPG ENVA Winner
Forward P/E 5.5432 14.771 ECPG
PEG Ratio 0.1692 0 Tie
Revenue Growth 21.0% 31.1% ENVA
Earnings Growth 100.0% 39.9% ECPG
Tradestie Score 61.2/100 56.5/100 ECPG
Profit Margin 16.0% 21.0% ENVA
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD ECPG

Relative Price Performance (Last 90 Days)

ECPG 1M: +7.5% · 3M: +16.9% ENVA 1M: +11.0% · 3M: +52.7%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.3% over 20 days), RSI 65

RSI (14): 64.5 · Price: $97.41

ENVA

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (15.2% over 20 days), RSI 70

RSI (14): 69.6 · Price: $261.00

Fundamentals Snapshot

Metric ECPG ENVA
Market Cap
Forward P/E 6.8 12.6
Trailing P/E 7.3 18.9
Revenue (TTM)
Revenue Growth 0.2% 0.3%
Gross Margin 1.0% 0.8%
Operating Margin 0.4% 0.3%
EPS 12.84 13.47
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.