ECPG vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 10, 2026

ECPG

41.3
AI Score
VS
ENVA Wins

ENVA

46.2
AI Score

Investment Advisor Scores

ECPG

41score
Recommendation
HOLD

ENVA

46score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ECPG ENVA Winner
Forward P/E 5.5432 8.1367 ECPG
PEG Ratio 0.1692 0 Tie
Revenue Growth 18.3% 36.7% ENVA
Earnings Growth 75.7% 34.0% ECPG
Tradestie Score 41.3/100 46.2/100 ENVA
Profit Margin 17.7% 20.9% ENVA
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

ECPG 1M: +6.4% · 3M: +10.9% ENVA 1M: -2.2% · 3M: -34.7%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.1% over 20 days), RSI 58

RSI (14): 58.1 · Price: $112.35

ENVA

Markdown
Sell / avoid

Price below a falling SMA50 (slope -13.9%), weak momentum, RSI 43

RSI (14): 43.5 · Price: $171.16

Fundamentals Snapshot

Metric ECPG ENVA
Market Cap — —
Forward P/E 6.7 8.0
Trailing P/E 6.9 11.7
Revenue (TTM) — —
Revenue Growth 0.2% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.4% 0.3%
EPS 15.55 14.48
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.