ECPG vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

ECPG

61.6
AI Score
VS
ENVA Wins

ENVA

63.6
AI Score

Investment Advisor Scores

ECPG

62score
Recommendation
BUY

ENVA

64score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric ECPG ENVA Winner
Forward P/E 5.5432 10.1215 ECPG
PEG Ratio 0.1692 0 Tie
Revenue Growth 11.3% 31.1% ENVA
Earnings Growth 12.9% 39.9% ENVA
Tradestie Score 61.6/100 63.6/100 ENVA
Profit Margin 15.9% 21.0% ENVA
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD ECPG

Relative Price Performance (Last 90 Days)

ECPG 1M: +1.1% · 3M: +22.5% ENVA 1M: -14.2% · 3M: +17.9%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.7% over 20 days), RSI 52

RSI (14): 52.2 · Price: $98.56

ENVA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 39

RSI (14): 39.1 · Price: $223.48

Fundamentals Snapshot

Metric ECPG ENVA
Market Cap
Forward P/E 6.7 10.9
Trailing P/E 7.4 16.6
Revenue (TTM)
Revenue Growth 0.1% 0.3%
Gross Margin 1.0% 0.8%
Operating Margin 0.4% 0.3%
EPS 13.24 13.41
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.