EFX vs TRU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 17, 2026

EFX

38.3
AI Score
VS
TRU Wins

TRU

42.7
AI Score

Investment Advisor Scores

EFX

38score
Recommendation
SELL

TRU

43score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric EFX TRU Winner
Revenue 3.35B 1.25B EFX
Net Income 355.40M 397.10M TRU
Net Margin 10.6% 31.9% TRU
Operating Income 601.90M 244.80M EFX
ROE 8.1% 8.4% TRU
ROA 3.0% 3.3% TRU
Total Assets 11.98B 12.05B TRU
Cash 170.10M 732.50M TRU
Debt/Equity 0.93 1.14 EFX
Current Ratio 0.60 1.93 TRU

Relative Price Performance (Last 90 Days)

EFX 1M: +0.0% · 3M: -10.5% TRU 1M: +1.3% · 3M: -6.2%

Current Technical Phase

EFX

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 59

RSI (14): 59.4 · Price: $161.25

TRU

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 60.4 · Price: $74.08

Fundamentals Snapshot

Metric EFX TRU
Market Cap — —
Forward P/E 16.3 13.5
Trailing P/E 28.4 19.6
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.6% 0.6%
Operating Margin 0.2% 0.2%
EPS 5.68 3.79
Dividend Yield 0.01% 0.00%

Frequently Asked Questions

Based on our detailed analysis, TRU is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.