FMNB vs CIVB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 24, 2026

FMNB

53.0
AI Score
VS
FMNB Wins

CIVB

43.8
AI Score

Investment Advisor Scores

FMNB

53score
Recommendation
HOLD

CIVB

44score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric FMNB CIVB Winner
Forward P/E 11.1857 9.5329 CIVB
PEG Ratio 2.7274 1.3731 CIVB
Revenue Growth 56.4% 13.5% FMNB
Earnings Growth 5.4% -3.0% FMNB
Tradestie Score 53.0/100 43.8/100 FMNB
Profit Margin 30.4% 29.6% FMNB
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

FMNB 1M: +5.9% · 3M: +10.2% CIVB 1M: -2.4% · 3M: +7.6%

Current Technical Phase

FMNB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.1% over 20 days), RSI 52

RSI (14): 52.2 · Price: $15.69

CIVB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.8 · Price: $27.60

Fundamentals Snapshot

Metric FMNB CIVB
Market Cap
Forward P/E 8.9 9.5
Trailing P/E 10.6 10.3
Revenue (TTM)
Revenue Growth 0.6% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 1.48 2.68
Dividend Yield 0.04% 0.03%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.