FMNB vs HBNC
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Jul 16, 2026
FMNB
58.2
AI Score
VS
It's a Tie!
HBNC
58.2
AI Score
Investment Advisor Scores
HBNC
58score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | FMNB | HBNC | Winner |
|---|---|---|---|
| Net Income | 54.59M | 26.17M | FMNB |
| ROE | 11.2% | 3.7% | FMNB |
| ROA | 1.0% | 0.4% | FMNB |
| Total Assets | 5.25B | 6.56B | HBNC |
| Debt/Equity | 0.18 | 0.36 | FMNB |
| Free Cash Flow | 52.18M | 20.71M | FMNB |
Relative Price Performance (Last 90 Days)
FMNB 1M: +9.2%
· 3M: +12.5%
HBNC 1M: +5.0%
· 3M: +13.4%
Current Technical Phase
FMNB
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (2.6% over 20 days), RSI 71
HBNC
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (4.3% over 20 days), RSI 62
Fundamentals Snapshot
| Metric | FMNB | HBNC |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 9.1 | 9.3 |
| Trailing P/E | 10.7 | — |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.6% | 0.2% |
| Gross Margin | 1.0% | 1.0% |
| Operating Margin | 0.4% | 0.4% |
| EPS | 1.48 | -3.28 |
| Dividend Yield | 0.04% | 0.03% |
Frequently Asked Questions
Based on our detailed analysis, FMNB and HBNC are evenly matched, both winning 5 key financial metrics each. This is a close call that depends on your specific investment goals.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.