HBNC Stock Analysis: Buy, Sell, or Hold?
HBNC - Horizon Bancorp, Inc. Common Stock
$19.80
0.12 (0.61%)
▲
5d:
+1.9%
30d:
+7.96%
90d:
+21.77%
BUY
MODERATE Confidence
Analysis Updated: Jun 24, 2026 12:00 AM ET
Earnings: Jul 22, 2026
27d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: HBNC shows positive signals but monitor for confirmation. Market pricing in 2.9% growth. Moderate conviction.
💡 BUY OPPORTUNITY: HBNC shows positive signals but monitor for confirmation. Market pricing in 2.9% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$23.07
Based on 4.9% avg growth
INTRINSIC VALUE TODAY
$14.32
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: HBNC is currently trading at $19.80, which is considered extended relative to its 30-day fair value range of $18.31 to $19.43. The stock's valuation (Forward PE: 8.9) is in line with its historical norms (8.2). At these levels, the market is pricing in 2.9% annual earnings growth.
Technical Outlook: Technically, HBNC is in a uptrend. The price is approaching resistance at $19.38. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBNC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, HBNC is in a uptrend. The price is approaching resistance at $19.38. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: HBNC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$18.31 -
$19.43
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($21.20)
- BULLISH: Expecting earnings turnaround to 2.9% growth with 8.5% revenue growth
Trading Range Analysis
30-Day Trading Range
$18.31 -
$19.43
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$18.09
Resistance Level
$19.38
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.92
Wall Street Target
$21.20
(+7.1%)
Revenue Growth (YoY)
8.5%
Earnings Growth (YoY)
-5.6%
Valuation Premium vs History
+2.9% premium
PE vs Historical
8.9 vs 8.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.9%
(market-implied from PE analysis)
1-Year Target
$20.37
(+3%)
2-Year Target
$20.97
(+6%)
3-Year Target
$21.57
(+9%)
3-Yr Target (if PE normalizes)
(PE: 9→8)
PE COMPRESSION
$19.83
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 5.7%)
$57.12
(+189%)
Base:
(SPY PE: 8.9, Growth: 5.7%)
$23.39
(+18%)
Bear:
(PE: 7.6, Growth: 5.7%)
$19.88
(+0%)
Share & Embed Analysis
Last updated: June 24, 2026 5:57 PM ET
Data refreshes hourly during market hours. Next update: 6:57 PM
Data refreshes hourly during market hours. Next update: 6:57 PM
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Technical Signals Check
Is HBNC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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