FMNB vs HTBK

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

FMNB

51.9
AI Score
VS
FMNB Wins

HTBK

43.3
AI Score

Investment Advisor Scores

FMNB

52score
Recommendation
HOLD

HTBK

43score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric FMNB HTBK Winner
Forward P/E 11.1857 11.0497 HTBK
PEG Ratio 2.7274 1.503 HTBK
Revenue Growth 36.2% 17.7% FMNB
Earnings Growth -25.4% 45.2% HTBK
Tradestie Score 51.9/100 43.3/100 FMNB
Profit Margin 29.1% 24.4% FMNB
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

FMNB 1M: +3.1% · 3M: -5.6% HTBK 1M: +12.0% · 3M: +4.9%

Current Technical Phase

FMNB

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.7%) with fading momentum, RSI 49

RSI (14): 49.1 · Price: $15.47

HTBK

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 64

RSI (14): 64.5 · Price: $13.45

Fundamentals Snapshot

Metric FMNB HTBK
Market Cap — —
Forward P/E 8.8 12.6
Trailing P/E 11.3 16.9
Revenue (TTM) — —
Revenue Growth 0.4% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 1.38 0.77
Dividend Yield 0.04% 0.04%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.