FNLC vs KEY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

FNLC

67.0
AI Score
VS
FNLC Wins

KEY

65.6
AI Score

Investment Advisor Scores

FNLC

67score
Recommendation
BUY

KEY

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FNLC KEY Winner
Net Income 18.55M 1.83B KEY
ROE 6.3% 9.0% KEY
ROA 0.6% 1.0% KEY
Total Assets 3.22B 184.38B KEY
Debt/Equity 0.12 0.49 FNLC

Relative Price Performance (Last 90 Days)

FNLC 1M: -1.3% · 3M: -2.8% KEY 1M: -7.9% · 3M: -14.3%

Current Technical Phase

FNLC

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.3%) with fading momentum, RSI 47

RSI (14): 46.7 · Price: $34.21

KEY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.1%), weak momentum, RSI 31

RSI (14): 31.4 · Price: $20.08

Fundamentals Snapshot

Metric FNLC KEY
Market Cap — —
Forward P/E 12.2 9.4
Trailing P/E 9.9 11.7
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.3%
EPS 3.41 1.71
Dividend Yield 0.04% 0.04%

Frequently Asked Questions

Based on our detailed analysis, FNLC is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.