FOUR vs PAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

FOUR

46.3
AI Score
VS
PAY Wins

PAY

67.8
AI Score

Investment Advisor Scores

FOUR

46score
Recommendation
HOLD

PAY

68score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric FOUR PAY Winner
Forward P/E 6.4103 28.2486 FOUR
PEG Ratio 0.2787 0 Tie
Revenue Growth 34.1% 28.8% FOUR
Earnings Growth -75.4% 81.8% PAY
Tradestie Score 46.3/100 67.8/100 PAY
Profit Margin 2.2% 6.2% PAY
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

FOUR 1M: -18.2% · 3M: -29.6% PAY 1M: -15.0% · 3M: +9.5%

Current Technical Phase

FOUR

Markdown
Sell / avoid

Price below a falling SMA50 (slope -7.6%), weak momentum, RSI 34

RSI (14): 34.2 · Price: $36.17

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 38

RSI (14): 37.5 · Price: $30.83

Fundamentals Snapshot

Metric FOUR PAY
Market Cap — —
Forward P/E 5.8 28.3
Trailing P/E 55.8 46.7
Revenue (TTM) — —
Revenue Growth 0.3% 0.3%
Gross Margin 0.4% 0.2%
Operating Margin 0.1% 0.1%
EPS 0.64 0.66
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PAY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.