HBNC vs UBSI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

HBNC

43.6
AI Score
VS
HBNC Wins

UBSI

46.9
AI Score

Investment Advisor Scores

HBNC

44score
Recommendation
HOLD

UBSI

47score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric HBNC UBSI Winner
Forward P/E 11.0497 13.5501 HBNC
PEG Ratio 0.804 1.9464 HBNC
Revenue Growth 16.9% 2.5% HBNC
Earnings Growth 3.7% 2.2% HBNC
Tradestie Score 43.6/100 46.9/100 UBSI
Profit Margin 35.9% 40.8% UBSI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

HBNC 1M: +11.6% · 3M: +3.0% UBSI 1M: +4.5% · 3M: -2.9%

Current Technical Phase

HBNC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.4% over 20 days), RSI 61

RSI (14): 61.3 · Price: $21.19

UBSI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.2%) with fading momentum, RSI 50

RSI (14): 49.5 · Price: $47.86

Fundamentals Snapshot

Metric HBNC UBSI
Market Cap — —
Forward P/E 9.4 12.1
Trailing P/E 9.5 13.2
Revenue (TTM) — —
Revenue Growth 0.2% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 2.25 3.65
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, HBNC is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.