HQY vs PRVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 18, 2026

HQY

55.7
AI Score
VS
HQY Wins

PRVA

40.1
AI Score

Investment Advisor Scores

HQY

56score
Recommendation
HOLD

PRVA

40score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric HQY PRVA Winner
Net Income 215.20M 12.11M HQY
Operating Income 322.46M 19.20M HQY
ROE 10.2% 1.5% HQY
ROA 6.4% 0.8% HQY
Total Assets 3.38B 1.49B HQY
Cash 318.93M 412.20M PRVA
Current Ratio 3.27 1.62 HQY
Free Cash Flow 455.13M -48.48M HQY

Relative Price Performance (Last 90 Days)

HQY 1M: +11.5% · 3M: +6.5% PRVA 1M: +19.6% · 3M: -10.4%

Current Technical Phase

HQY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 69

RSI (14): 69.4 · Price: $100.82

PRVA

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 68

RSI (14): 68.5 · Price: $22.85

Fundamentals Snapshot

Metric HQY PRVA
Market Cap — —
Forward P/E 22.2 21.5
Trailing P/E 35.3 107.0
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 0.7% 0.1%
Operating Margin 0.3% 0.0%
EPS 2.77 0.21
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, HQY is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.