HTBK vs HBNC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 28, 2026

HTBK

60.0
AI Score
VS
HTBK Wins

HBNC

56.1
AI Score

Investment Advisor Scores

HTBK

Jul 28, 2026
60score
Recommendation
HOLD

HBNC

Jul 28, 2026
56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric HTBK HBNC Winner
Forward P/E 11.0497 11.0497 Tie
PEG Ratio 1.503 0.804 HBNC
Revenue Growth 17.7% 16.9% HTBK
Earnings Growth 45.2% 3.7% HTBK
Tradestie Score 60.0/100 56.1/100 HTBK
Profit Margin 24.4% 0.0% HTBK
Beta 1.00 1.00 Tie
Implied Volatility N/A N/A Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

HTBK 1M: +12.0% · 3M: +4.9% HBNC 1M: -0.1% · 3M: +13.0%

Current Technical Phase

HTBK

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 64

RSI (14): 64.5 · Price: $13.45

HBNC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.3% over 20 days), RSI 58

RSI (14): 57.8 · Price: $20.45

Fundamentals Snapshot

Metric HTBK HBNC
Market Cap
Forward P/E 12.6 9.2
Trailing P/E 16.9
Revenue (TTM)
Revenue Growth 0.2% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 0.77 -3.27
Dividend Yield 0.04% 0.03%

Frequently Asked Questions

Based on our detailed analysis, HTBK is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.