LCNB vs SMBK

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

LCNB

54.7
AI Score
VS
LCNB Wins

SMBK

51.8
AI Score

Investment Advisor Scores

LCNB

55score
Recommendation
HOLD

SMBK

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric LCNB SMBK Winner
Net Income 8.78M 36.14M SMBK
ROE 7.4% 6.3% LCNB
ROA 0.9% 0.6% LCNB
Total Assets 932.34M 6.12B SMBK
Cash 14.69M 379.39M SMBK
Free Cash Flow 9.58M 32.62M SMBK

Relative Price Performance (Last 90 Days)

LCNB 1M: -0.6% · 3M: +18.7% SMBK 1M: +4.0% · 3M: +22.7%

Current Technical Phase

LCNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $19.43

SMBK

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (9.5% over 20 days), RSI 52

RSI (14): 51.6 · Price: $51.04

Fundamentals Snapshot

Metric LCNB SMBK
Market Cap
Forward P/E 10.4 12.4
Trailing P/E 11.4 15.6
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 1.71 3.39
Dividend Yield 0.04% 0.01%

Frequently Asked Questions

Based on our detailed analysis, LCNB is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.