LMND vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 20, 2026

LMND

64.9
AI Score
VS
LMND Wins

UPST

47.8
AI Score

Investment Advisor Scores

LMND

65score
Recommendation
HOLD

UPST

48score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric LMND UPST Winner
Forward P/E 0 45.8716 Tie
PEG Ratio 0 0 Tie
Revenue Growth 79.4% 42.3% LMND
Earnings Growth 0.0% 211.2% UPST
Tradestie Score 64.9/100 47.8/100 LMND
Profit Margin -14.2% 4.7% UPST
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

LMND 1M: -12.1% · 3M: -6.5% UPST 1M: +9.8% · 3M: +5.0%

Current Technical Phase

LMND

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.5 · Price: $53.37

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 51.7 · Price: $30.30

Fundamentals Snapshot

Metric LMND UPST
Market Cap
Forward P/E -48.4 9.3
Trailing P/E 58.9
Revenue (TTM)
Revenue Growth 0.8% 0.4%
Gross Margin 0.5% 0.8%
Operating Margin -0.1% 0.1%
EPS -1.80 0.49
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, LMND is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.