Lemonade (LMND) Stock: Buy, Sell, or Hold?

LMND - Lemonade, Inc.

FIRE, MARINE & CASUALTY INSURANCE
$46.07
0.79 (1.74%) ▲
5d: +0.46%
30d: +3.85%
90d: -23.4%
BUY
HIGH Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Nov 05, 2026 13d
Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Oct 16, 2026 at $44.85 · last confirmed Oct 21, 2026

Strength: 5.9/10

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Interactive Price Chart (1 Month)

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Bottom Line:
✅ BUY SIGNAL: LMND shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
See Forward Earnings Fair Value & Price Prediction →

In-depth Analysis How we analyze

Valuation Analysis: LMND is currently trading at $46.07, which is considered fair relative to its 30-day fair value range of $44.43 to $47.84.

Technical Outlook: Technically, LMND is in a strong uptrend. The price is approaching resistance at $47.41. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: LMND scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. In the options market, Implied Volatility is low (16th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $58.44 (+29.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position FAIR
Historical Trading Range $44.43 - $47.84
Company Quality Score 68/100 (BUY)
Options IV Signal 16th percentile (LOW)
Volume Confirmation HIGH
Confidence Score 89.6%

All Signals

  • NEUTRAL: Price in fair range
  • BULLISH: Options cheap (IV 16th percentile)
  • BULLISH: Strong technical setup (71/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 29.1% below Wall St target ($58.44)
  • BULLISH: Bottoming setup score 71/100 — corrected, stabilizing, and turning up

Trading Range Analysis

30-Day Trading Range $44.43 - $47.84
Current vs Trading Range FAIR
Expected Move (7 Days) ±$4.34 (9.4%)

Support & Resistance Levels

Support Level $42.70
Resistance Level $47.41
Current Trend Strong Uptrend
Technical data as of Oct 21, 2026

Fundamental Context

Forward P/E (Next Year Est.) -41.19
Wall Street Target $58.44 (+29.1%)
Revenue Growth (YoY) 79.4%
Profit Margin -14.2%
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Last updated: October 22, 2026 11:27 AM ET
Data refreshes hourly during market hours. Next update: 12:27 PM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL

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Advanced LMND Option Strategies

Professional options setups generated by AI based on today's LMND price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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