MA vs SOFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

MA

60.0
AI Score
VS
SOFI Wins

SOFI

49.2
AI Score

Investment Advisor Scores

MA

60score
Recommendation
BUY

SOFI

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric MA SOFI Winner
Forward P/E 28.0899 25.4453 SOFI
PEG Ratio 1.6954 0.7241 SOFI
Revenue Growth 15.8% 42.6% SOFI
Earnings Growth 21.2% 45.4% SOFI
Tradestie Score 60.0/100 49.2/100 MA
Profit Margin 45.9% 14.9% MA
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD MA

Relative Price Performance (Last 90 Days)

MA 1M: +9.7% · 3M: +14.0% SOFI 1M: -11.6% · 3M: +1.3%

Current Technical Phase

MA

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.4% over 20 days), RSI 69

RSI (14): 69.2 · Price: $573.10

SOFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.9 · Price: $16.31

Fundamentals Snapshot

Metric MA SOFI
Market Cap
Forward P/E 24.7 20.1
Trailing P/E 32.0 31.1
Revenue (TTM)
Revenue Growth 0.2% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.6% 0.2%
EPS 17.61 0.53
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, SOFI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.