MFIN vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 23, 2026

MFIN

52.6
AI Score
VS
MFIN Wins

ECPG

51.0
AI Score

Investment Advisor Scores

MFIN

53score
Recommendation
HOLD

ECPG

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric MFIN ECPG Winner
Net Income 12.40M 257.00M ECPG
ROE 3.1% 26.3% ECPG
ROA 0.4% 4.8% ECPG
Total Assets 3.19B 5.34B ECPG
Cash 172.58M 156.78M MFIN

Relative Price Performance (Last 90 Days)

MFIN 1M: -0.7% · 3M: +18.1% ECPG 1M: +0.6% · 3M: +8.5%

Current Technical Phase

MFIN

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (7.4% over 20 days), RSI 51

RSI (14): 51.4 · Price: $11.86

ECPG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.7 · Price: $97.12

Fundamentals Snapshot

Metric MFIN ECPG
Market Cap — —
Forward P/E 7.3 6.5
Trailing P/E 8.9 7.1
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 0.7% 1.0%
Operating Margin 0.5% 0.4%
EPS 1.33 13.26
Dividend Yield 0.04% —

Frequently Asked Questions

Based on our detailed analysis, MFIN is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.