NBTB vs CBU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 22, 2026

NBTB

54.7
AI Score
VS
CBU Wins

CBU

61.4
AI Score

Investment Advisor Scores

NBTB

55score
Recommendation
HOLD

CBU

61score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NBTB CBU Winner
Revenue 436.44M 94.39M CBU
Net Income 118.55M 83.91M CBU
Net Margin 27.2% 88.9% NBTB
ROE 5.7% 8.4% NBTB
ROA 0.7% 0.9% NBTB
Total Assets 17.76B 9.55B CBU
Cash 258.17M 174.63M CBU

Relative Price Performance (Last 90 Days)

NBTB 1M: +1.5% · 3M: +13.6% CBU 1M: -4.8% · 3M: +0.6%

Current Technical Phase

NBTB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $52.09

CBU

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 41

RSI (14): 40.6 · Price: $63.56

Fundamentals Snapshot

Metric NBTB CBU
Market Cap
Forward P/E 11.5 12.3
Trailing P/E 12.6 14.6
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 4.12 4.31
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, CBU is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.