NWBI vs EFSC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

NWBI

52.3
AI Score
VS
NWBI Wins

EFSC

41.2
AI Score

Investment Advisor Scores

NWBI

52score
Recommendation
HOLD

EFSC

41score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NWBI EFSC Winner
Net Income 154.80M 132.73M NWBI
ROE 8.2% 6.9% NWBI
ROA 0.9% 0.7% NWBI
Total Assets 17.31B 17.79B EFSC
Cash 68.79M 2.02B EFSC
Free Cash Flow 114.58M 195.62M EFSC

Relative Price Performance (Last 90 Days)

NWBI 1M: +3.1% · 3M: -3.9% EFSC 1M: +6.4% · 3M: -6.1%

Current Technical Phase

NWBI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.4%) with fading momentum, RSI 47

RSI (14): 46.7 · Price: $15.13

EFSC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 54

RSI (14): 53.8 · Price: $62.38

Fundamentals Snapshot

Metric NWBI EFSC
Market Cap — —
Forward P/E 10.4 10.4
Trailing P/E 11.3 12.5
Revenue (TTM) — —
Revenue Growth 0.3% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.3%
EPS 1.35 4.99
Dividend Yield 0.05% 0.02%

Frequently Asked Questions

Based on our detailed analysis, NWBI is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.