OFG vs FRME

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 24, 2026

OFG

60.4
AI Score
VS
OFG Wins

FRME

53.7
AI Score

Investment Advisor Scores

OFG

60score
Recommendation
BUY

FRME

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric OFG FRME Winner
Net Income 181.87M 28.16M OFG
ROE 15.2% 1.1% OFG
ROA 1.6% 0.1% OFG
Total Assets 11.34B 21.07B FRME
Cash 748.17M 177.20M OFG

Relative Price Performance (Last 90 Days)

OFG 1M: -0.9% · 3M: -2.1% FRME 1M: +0.5% · 3M: -4.7%

Current Technical Phase

OFG

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.0%) with fading momentum, RSI 48

RSI (14): 48.3 · Price: $51.27

FRME

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 55

RSI (14): 55.4 · Price: $40.68

Fundamentals Snapshot

Metric OFG FRME
Market Cap — —
Forward P/E 9.9 9.1
Trailing P/E 9.8 12.8
Revenue (TTM) — —
Revenue Growth 0.1% 0.0%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.3%
EPS 5.24 3.18
Dividend Yield 0.01% 0.00%

Frequently Asked Questions

Based on our detailed analysis, OFG is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.