OFG vs NBTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 24, 2026

OFG

60.4
AI Score
VS
OFG Wins

NBTB

53.9
AI Score

Investment Advisor Scores

OFG

60score
Recommendation
HOLD

NBTB

54score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric OFG NBTB Winner
Forward P/E 7.3855 13.4048 OFG
PEG Ratio 0.9233 2.6616 OFG
Revenue Growth 6.4% 17.8% NBTB
Earnings Growth 15.5% 131.8% NBTB
Tradestie Score 60.4/100 53.9/100 OFG
Profit Margin 34.1% 29.6% OFG
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

OFG 1M: -0.9% · 3M: -2.1% NBTB 1M: +3.4% · 3M: +0.7%

Current Technical Phase

OFG

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -1.0%) with fading momentum, RSI 48

RSI (14): 48.3 · Price: $51.27

NBTB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 65

RSI (14): 64.9 · Price: $52.87

Fundamentals Snapshot

Metric OFG NBTB
Market Cap — —
Forward P/E 9.9 11.6
Trailing P/E 9.8 12.9
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 5.24 4.09
Dividend Yield 0.01% 0.03%

Frequently Asked Questions

Based on our detailed analysis, OFG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.