OFG vs NBTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 24, 2026

OFG

55.2
AI Score
VS
OFG Wins

NBTB

54.7
AI Score

Investment Advisor Scores

OFG

55score
Recommendation
HOLD

NBTB

55score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric OFG NBTB Winner
Forward P/E 7.3855 13.4048 OFG
PEG Ratio 0.9233 2.6616 OFG
Revenue Growth 10.4% 17.8% NBTB
Earnings Growth 20.9% 131.8% NBTB
Tradestie Score 55.2/100 54.7/100 OFG
Profit Margin 33.9% 29.6% OFG
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

OFG 1M: -0.4% · 3M: +15.6% NBTB 1M: +1.5% · 3M: +13.6%

Current Technical Phase

OFG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.2% over 20 days), RSI 51

RSI (14): 51.5 · Price: $52.23

NBTB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $52.09

Fundamentals Snapshot

Metric OFG NBTB
Market Cap
Forward P/E 10.2 11.5
Trailing P/E 10.2 12.6
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.4%
EPS 5.08 4.12
Dividend Yield 0.03% 0.03%

Frequently Asked Questions

Based on our detailed analysis, OFG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.