PAY vs TNET

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

PAY

36.6
AI Score
VS
TNET Wins

TNET

51.7
AI Score

Investment Advisor Scores

PAY

37score
Recommendation
AVOID NEW MONEY

TNET

52score
Recommendation
STRONG BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric PAY TNET Winner
Forward P/E 31.5457 11.6959 TNET
PEG Ratio 0 7.216 Tie
Revenue Growth 19.8% -4.4% PAY
Earnings Growth 50.0% -7.1% PAY
Tradestie Score 36.6/100 51.7/100 TNET
Profit Margin 6.7% 3.6% PAY
Beta 1.00 1.00 Tie
AI Recommendation AVOID NEW MONEY STRONG BUY TNET

Relative Price Performance (Last 90 Days)

PAY 1M: +10.4% · 3M: -19.3% TNET 1M: -2.8% · 3M: -5.2%

Current Technical Phase

PAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 53.2 · Price: $33.79

TNET

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope -0.1%) with fading momentum, RSI 45

RSI (14): 45.2 · Price: $65.18

Fundamentals Snapshot

Metric PAY TNET
Market Cap — —
Forward P/E 31.2 13.1
Trailing P/E 46.7 17.9
Revenue (TTM) — —
Revenue Growth 0.2% 0.0%
Gross Margin 0.3% 0.2%
Operating Margin 0.1% 0.0%
EPS 0.73 3.71
Dividend Yield — 0.02%

Frequently Asked Questions

Based on our detailed analysis, TNET is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.