PAYC vs APPF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

PAYC

37.4
AI Score
VS
APPF Wins

APPF

42.7
AI Score

Investment Advisor Scores

PAYC

37score
Recommendation
SELL

APPF

43score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAYC APPF Winner
Revenue 1.10B 839.03M PAYC
Net Income 263.10M 129.95M PAYC
Net Margin 23.9% 15.5% PAYC
Operating Income 378.70M 161.14M PAYC
ROE 46.0% 22.3% PAYC
ROA 5.1% 18.2% APPF
Total Assets 5.20B 715.67M PAYC
Cash 198.00M 258.54M APPF
Current Ratio 1.07 4.00 APPF
Free Cash Flow 372.70M 218.43M PAYC

Relative Price Performance (Last 90 Days)

PAYC 1M: +23.0% · 3M: +87.6% APPF 1M: +3.5% · 3M: +31.7%

Current Technical Phase

PAYC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (12.9% over 20 days), RSI 81

RSI (14): 81.2 · Price: $272.61

APPF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.4% over 20 days), RSI 57

RSI (14): 57.1 · Price: $217.33

Fundamentals Snapshot

Metric PAYC APPF
Market Cap — —
Forward P/E 19.5 25.8
Trailing P/E 27.8 49.5
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 0.9% 0.6%
Operating Margin 0.3% 0.2%
EPS 9.40 4.39
Dividend Yield 0.01% —

Frequently Asked Questions

Based on our detailed analysis, APPF is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.