PAYO vs EVCM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 02, 2026

PAYO

59.9
AI Score
VS
PAYO Wins

EVCM

39.5
AI Score

Investment Advisor Scores

PAYO

60score
Recommendation
HOLD

EVCM

40score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAYO EVCM Winner
Revenue 535.85M 299.48M PAYO
Net Income 17.13M 16.89M PAYO
Net Margin 3.2% 5.6% EVCM
Operating Income 46.95M 30.05M PAYO
ROE 2.6% 2.4% PAYO
ROA 0.2% 1.2% EVCM
Total Assets 8.76B 1.36B PAYO
Cash 346.32M 133.50M PAYO
Current Ratio 1.00 2.14 EVCM
Free Cash Flow 91.89M 51.66M PAYO

Relative Price Performance (Last 90 Days)

PAYO 1M: +0.8% · 3M: +1.0% EVCM 1M: -33.6% · 3M: -37.7%

Current Technical Phase

PAYO

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 66

RSI (14): 65.6 · Price: $7.20

EVCM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.3%), weak momentum, RSI 23

RSI (14): 22.6 · Price: $6.33

Fundamentals Snapshot

Metric PAYO EVCM
Market Cap — —
Forward P/E 18.4 9.2
Trailing P/E 51.3 43.6
Revenue (TTM) — —
Revenue Growth 0.0% 0.0%
Gross Margin 0.9% 0.8%
Operating Margin 0.1% 0.1%
EPS 0.14 0.16
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, PAYO is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.