PAYO vs EVCM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 04, 2026

PAYO

53.3
AI Score
VS
EVCM Wins

EVCM

54.2
AI Score

Investment Advisor Scores

PAYO

53score
Recommendation
HOLD

EVCM

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAYO EVCM Winner
Revenue 261.60M 147.47M PAYO
Net Income 19.57M 7.17M PAYO
Net Margin 7.5% 4.9% PAYO
Operating Income 30.02M 12.58M PAYO
ROE 3.0% 1.0% PAYO
ROA 0.2% 0.5% EVCM
Total Assets 8.60B 1.37B PAYO
Cash 339.37M 129.32M PAYO
Current Ratio 1.00 2.08 EVCM
Free Cash Flow 41.68M 23.75M PAYO

Relative Price Performance (Last 90 Days)

PAYO 1M: +0.3% · 3M: +41.1% EVCM 1M: +20.0% · 3M: -1.1%

Current Technical Phase

PAYO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (14.9% over 20 days), RSI 64

RSI (14): 64.1 · Price: $7.11

EVCM

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.4% over 20 days), RSI 61

RSI (14): 61.3 · Price: $11.98

Fundamentals Snapshot

Metric PAYO EVCM
Market Cap
Forward P/E 19.0 15.6
Trailing P/E 35.9 94.9
Revenue (TTM)
Revenue Growth 0.1% 0.0%
Gross Margin 0.8% 0.8%
Operating Margin 0.1% 0.1%
EPS 0.20 0.13
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, EVCM is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.