PAYX vs FICO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

PAYX

31.7
AI Score
VS
FICO Wins

FICO

42.2
AI Score

Investment Advisor Scores

PAYX

32score
Recommendation
SELL

FICO

42score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PAYX FICO Winner
Forward P/E 20.9205 20.4499 FICO
PEG Ratio 2.2017 0.7806 FICO
Revenue Growth 12.5% 25.7% FICO
Earnings Growth 43.4% 41.2% PAYX
Tradestie Score 31.7/100 42.2/100 FICO
Profit Margin 26.6% 34.1% FICO
Beta 1.00 1.00 Tie
AI Recommendation SELL HOLD FICO

Relative Price Performance (Last 90 Days)

PAYX 1M: -3.8% · 3M: +16.7% FICO 1M: -5.6% · 3M: -16.9%

Current Technical Phase

PAYX

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 40.1 · Price: $115.80

FICO

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.7%), weak momentum, RSI 39

RSI (14): 39.0 · Price: $985.39

Fundamentals Snapshot

Metric PAYX FICO
Market Cap
Forward P/E 19.6 18.6
Trailing P/E 23.5 28.5
Revenue (TTM)
Revenue Growth 0.1% 0.3%
Gross Margin 0.7% 0.9%
Operating Margin 0.4% 0.5%
EPS 4.91 33.72
Dividend Yield 0.00%

Frequently Asked Questions

Based on our detailed analysis, FICO is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.