PFS vs NBTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 21, 2026

PFS

34.6
AI Score
VS
NBTB Wins

NBTB

50.5
AI Score

Investment Advisor Scores

PFS

35score
Recommendation
SELL

NBTB

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PFS NBTB Winner
Revenue 94.39M 40.26M NBTB
Net Income 83.91M 157.56M PFS
Net Margin 88.9% 391.4% PFS
ROE 8.4% 5.4% NBTB
ROA 0.9% 0.6% NBTB
Total Assets 9.55B 25.66B PFS
Cash 174.63M 228.29M PFS

Relative Price Performance (Last 90 Days)

PFS 1M: -0.2% · 3M: +6.3% NBTB 1M: +1.5% · 3M: +13.6%

Current Technical Phase

PFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 42

RSI (14): 41.6 · Price: $23.71

NBTB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.9 · Price: $52.09

Fundamentals Snapshot

Metric PFS NBTB
Market Cap
Forward P/E 9.1 11.5
Trailing P/E 9.9 12.6
Revenue (TTM)
Revenue Growth 0.0% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.4%
EPS 2.40 4.12
Dividend Yield 0.02% 0.03%

Frequently Asked Questions

Based on our detailed analysis, NBTB is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.