PFSI vs NMIH

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

PFSI

53.5
AI Score
VS
PFSI Wins

NMIH

42.7
AI Score

Investment Advisor Scores

PFSI

54score
Recommendation
HOLD

NMIH

43score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PFSI NMIH Winner
Forward P/E 5.4259 8.6655 PFSI
PEG Ratio 4.67 1.66 NMIH
Revenue Growth 1.8% 8.1% NMIH
Earnings Growth -83.9% 14.1% NMIH
Tradestie Score 53.5/100 42.7/100 PFSI
Profit Margin 11.8% 54.1% NMIH
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PFSI 1M: -9.1% · 3M: -13.7% NMIH 1M: +8.6% · 3M: +19.6%

Current Technical Phase

PFSI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.1%), weak momentum, RSI 40

RSI (14): 39.8 · Price: $75.09

NMIH

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.0% over 20 days), RSI 62

RSI (14): 61.6 · Price: $45.16

Fundamentals Snapshot

Metric PFSI NMIH
Market Cap
Forward P/E 6.8 8.3
Trailing P/E 10.4 9.0
Revenue (TTM)
Revenue Growth 0.0% 0.1%
Gross Margin 0.9% 0.8%
Operating Margin 0.0% 0.8%
EPS 7.42 5.05
Dividend Yield 0.02%

Frequently Asked Questions

Based on our detailed analysis, PFSI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.