PHM vs TOL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 09, 2026

PHM

43.4
AI Score
VS
TOL Wins

TOL

45.4
AI Score

Investment Advisor Scores

PHM

43score
Recommendation
HOLD

TOL

45score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PHM TOL Winner
Revenue 7.14B 17.31B PHM
Net Income 748.15M 2.22B PHM
Net Margin 10.5% 12.8% PHM
ROE 15.7% 17.1% PHM
ROA 7.3% 12.3% PHM
Total Assets 10.24B 18.05B PHM
Cash 1.18B 1.98B PHM

Relative Price Performance (Last 90 Days)

PHM 1M: -8.4% · 3M: -4.6% TOL 1M: -9.2% · 3M: -8.3%

Current Technical Phase

PHM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.2%), weak momentum, RSI 37

RSI (14): 37.0 · Price: $118.26

TOL

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.0%), weak momentum, RSI 37

RSI (14): 36.9 · Price: $134.92

Fundamentals Snapshot

Metric PHM TOL
Market Cap
Forward P/E 10.5 9.6
Trailing P/E 11.9 10.7
Revenue (TTM)
Revenue Growth -0.1% -0.1%
Gross Margin 0.3% 0.2%
Operating Margin 0.2% 0.1%
EPS 9.79 12.41
Dividend Yield 0.01% 0.01%

Frequently Asked Questions

Based on our detailed analysis, TOL is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.