PYPL vs FCFS

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 09, 2026

PYPL

42.6
AI Score
VS
FCFS Wins

FCFS

54.9
AI Score

Investment Advisor Scores

PYPL

43score
Recommendation
HOLD

FCFS

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PYPL FCFS Winner
Revenue 4.62B 3.23B PYPL
Net Income 84.00M 302.32M FCFS
Net Margin 1.8% 9.4% FCFS
ROE 0.5% 13.3% FCFS
ROA 0.2% 5.4% FCFS
Total Assets 54.27B 5.56B PYPL
Cash 7.85B 203.16M PYPL
Debt/Equity 0.50 1.08 PYPL
Current Ratio 1.39 4.81 FCFS

Relative Price Performance (Last 90 Days)

PYPL 1M: +5.9% · 3M: -1.8% FCFS 1M: -15.9% · 3M: -12.7%

Current Technical Phase

PYPL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 60.0 · Price: $59.48

FCFS

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.0%), weak momentum, RSI 39

RSI (14): 39.2 · Price: $184.00

Fundamentals Snapshot

Metric PYPL FCFS
Market Cap — —
Forward P/E 10.1 14.4
Trailing P/E 11.2 19.9
Revenue (TTM) — —
Revenue Growth 0.0% 0.2%
Gross Margin 0.4% 0.6%
Operating Margin 0.2% 0.2%
EPS 5.24 9.24
Dividend Yield 0.01% 0.01%

Frequently Asked Questions

Based on our detailed analysis, FCFS is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.