PYPL vs SLM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 17, 2026

PYPL

68.6
AI Score
VS
PYPL Wins

SLM

60.5
AI Score

Investment Advisor Scores

PYPL

69score
Recommendation
BUY

SLM

61score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PYPL SLM Winner
Net Income 2.46B 366.48M PYPL
ROE 14.6% 14.8% SLM
ROA 4.8% 1.3% PYPL
Total Assets 51.33B 28.58B PYPL
Cash 7.35B 4.59B PYPL
Debt/Equity 0.29 2.36 PYPL

Relative Price Performance (Last 90 Days)

PYPL 1M: -3.6% · 3M: +16.8% SLM 1M: -14.2% · 3M: -10.9%

Current Technical Phase

PYPL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 43.6 · Price: $52.68

SLM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.9%), weak momentum, RSI 31

RSI (14): 30.8 · Price: $22.74

Fundamentals Snapshot

Metric PYPL SLM
Market Cap — —
Forward P/E 9.1 6.8
Trailing P/E 10.0 6.3
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 0.4% 1.0%
Operating Margin 0.2% 0.3%
EPS 5.29 3.59
Dividend Yield 0.01% 0.02%

Frequently Asked Questions

Based on our detailed analysis, PYPL is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.