PYPL vs SLM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

PYPL

49.7
AI Score
VS
SLM Wins

SLM

61.9
AI Score

Investment Advisor Scores

PYPL

50score
Recommendation
HOLD

SLM

62score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PYPL SLM Winner
Net Income 2.46B 334.22M PYPL
ROE 14.6% 14.8% SLM
ROA 4.8% 1.1% PYPL
Total Assets 51.33B 29.84B PYPL
Cash 7.35B 2.17B PYPL
Debt/Equity 0.29 2.45 PYPL

Relative Price Performance (Last 90 Days)

PYPL 1M: +9.6% · 3M: +2.5% SLM 1M: -7.8% · 3M: -10.4%

Current Technical Phase

PYPL

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 63

RSI (14): 63.2 · Price: $57.54

SLM

Markdown
Sell / avoid

Price below a falling SMA50 (slope -5.5%), weak momentum, RSI 37

RSI (14): 36.6 · Price: $21.76

Fundamentals Snapshot

Metric PYPL SLM
Market Cap — —
Forward P/E 10.0 6.4
Trailing P/E 10.8 6.4
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 0.4% 1.0%
Operating Margin 0.2% 0.3%
EPS 5.29 3.59
Dividend Yield 0.01% 0.02%

Frequently Asked Questions

Based on our detailed analysis, SLM is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.