QFIN vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 16, 2026

QFIN

56.9
AI Score
VS
ECPG Wins

ECPG

63.8
AI Score

Investment Advisor Scores

QFIN

57score
Recommendation
HOLD

ECPG

64score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN ECPG Winner
Forward P/E 3.2712 5.5432 QFIN
PEG Ratio 0 0.1692 Tie
Revenue Growth -31.6% 11.3% ECPG
Earnings Growth -74.3% 12.9% ECPG
Tradestie Score 56.9/100 63.8/100 ECPG
Profit Margin 22.3% 15.9% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY ECPG

Relative Price Performance (Last 90 Days)

QFIN 1M: -24.4% · 3M: -57.7% ECPG 1M: -0.7% · 3M: +7.2%

Current Technical Phase

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -19.9%), weak momentum, RSI 15

RSI (14): 15.5 · Price: $6.46

ECPG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.8 · Price: $95.92

Fundamentals Snapshot

Metric QFIN ECPG
Market Cap — —
Forward P/E 0.3 6.6
Trailing P/E 1.5 7.2
Revenue (TTM) — —
Revenue Growth -0.3% 0.1%
Gross Margin 0.5% 1.0%
Operating Margin 0.3% 0.4%
EPS 4.33 13.15
Dividend Yield 0.19% —

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.