QFIN vs NAVI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 26, 2026

QFIN

41.2
AI Score
VS
NAVI Wins

NAVI

50.5
AI Score

Investment Advisor Scores

QFIN

41score
Recommendation
HOLD

NAVI

51score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN NAVI Winner
Forward P/E 3.2712 12.4844 QFIN
PEG Ratio 0 0.142 Tie
Revenue Growth -16.7% -0.8% NAVI
Earnings Growth -43.3% -59.4% QFIN
Tradestie Score 41.2/100 50.5/100 NAVI
Profit Margin 27.5% -18.5% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

QFIN 1M: -11.2% · 3M: +1.3% NAVI 1M: +11.6% · 3M: +4.2%

Current Technical Phase

QFIN

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.1 · Price: $13.56

NAVI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 66

RSI (14): 66.4 · Price: $9.36

Fundamentals Snapshot

Metric QFIN NAVI
Market Cap
Forward P/E 0.4 9.9
Trailing P/E 2.4
Revenue (TTM)
Revenue Growth -0.2% 0.0%
Gross Margin 0.6% 1.0%
Operating Margin 0.3% 0.3%
EPS 5.70 -0.62
Dividend Yield 0.11% 0.08%

Frequently Asked Questions

Based on our detailed analysis, NAVI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.