QFIN vs NAVI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

QFIN

42.5
AI Score
VS
NAVI Wins

NAVI

57.7
AI Score

Investment Advisor Scores

QFIN

43score
Recommendation
HOLD

NAVI

58score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN NAVI Winner
Forward P/E 3.2712 9.1659 QFIN
PEG Ratio 0 0.142 Tie
Revenue Growth -31.6% 4.2% NAVI
Earnings Growth -74.3% 100.0% NAVI
Tradestie Score 42.5/100 57.7/100 NAVI
Profit Margin 22.3% -14.7% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

QFIN 1M: -24.4% · 3M: -57.7% NAVI 1M: -3.9% · 3M: +9.5%

Current Technical Phase

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -19.9%), weak momentum, RSI 15

RSI (14): 15.5 · Price: $6.46

NAVI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 48.0 · Price: $9.19

Fundamentals Snapshot

Metric QFIN NAVI
Market Cap — —
Forward P/E 0.3 9.5
Trailing P/E 1.5 —
Revenue (TTM) — —
Revenue Growth -0.3% 0.0%
Gross Margin 0.5% 1.0%
Operating Margin 0.3% 0.3%
EPS 4.33 -0.48
Dividend Yield 0.19% 0.07%

Frequently Asked Questions

Based on our detailed analysis, NAVI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.