QFIN vs OPFI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

QFIN

50.9
AI Score
VS
QFIN Wins

OPFI

39.9
AI Score

Investment Advisor Scores

QFIN

51score
Recommendation
HOLD

OPFI

40score
Recommendation
SELL

AI Analyst Insights

Detailed Metrics Comparison

Metric QFIN OPFI Winner
Forward P/E 3.2712 3.6914 QFIN
PEG Ratio 0 0 Tie
Revenue Growth -31.6% -13.9% OPFI
Earnings Growth -74.3% 266.4% OPFI
Tradestie Score 50.9/100 39.9/100 QFIN
Profit Margin 22.3% 31.1% OPFI
Beta 1.00 1.00 Tie
AI Recommendation HOLD SELL QFIN

Relative Price Performance (Last 90 Days)

QFIN 1M: -32.6% · 3M: -43.5% OPFI 1M: +16.3% · 3M: -3.9%

Current Technical Phase

QFIN

Markdown
Sell / avoid

Price below a falling SMA50 (slope -14.9%), weak momentum, RSI 25

RSI (14): 25.2 · Price: $8.47

OPFI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 57

RSI (14): 56.6 · Price: $7.98

Fundamentals Snapshot

Metric QFIN OPFI
Market Cap
Forward P/E 0.4 4.1
Trailing P/E 2.0 2.5
Revenue (TTM)
Revenue Growth -0.3% -0.1%
Gross Margin 0.5% 1.0%
Operating Margin 0.3% 0.3%
EPS 4.30 3.03
Dividend Yield 0.14%

Frequently Asked Questions

Based on our detailed analysis, QFIN is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.