QTWO vs BILL

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 10, 2026

QTWO

36.9
AI Score
VS
BILL Wins

BILL

37.5
AI Score

Investment Advisor Scores

QTWO

37score
Recommendation
SELL

BILL

38score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric QTWO BILL Winner
Revenue 353.77M 662.04M QTWO
Net Income 60.25M 89.72M QTWO
Gross Margin 76.9% 59.4% BILL
Net Margin 17.0% 13.6% BILL
Operating Income 51.16M 90.99M QTWO
ROE 1.8% 13.6% QTWO
ROA 0.6% 8.9% QTWO
Total Assets 9.69B 1.00B BILL
Cash 915.48M 116.31M BILL
Current Ratio 1.50 1.01 BILL
Free Cash Flow 96.73M 171.29M QTWO

Relative Price Performance (Last 90 Days)

QTWO 1M: +22.6% · 3M: +12.6% BILL 1M: +23.8% · 3M: +9.9%

Current Technical Phase

QTWO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.7% over 20 days), RSI 63

RSI (14): 63.2 · Price: $72.86

BILL

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (1.4% over 20 days), RSI 71

RSI (14): 71.4 · Price: $54.70

Fundamentals Snapshot

Metric QTWO BILL
Market Cap — —
Forward P/E 21.7 16.1
Trailing P/E 44.1 103.3
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.6% 0.8%
Operating Margin 0.2% 0.2%
EPS 1.71 0.52
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, BILL is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.