RELY vs FOUR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 08, 2026

RELY

39.7
AI Score
VS
RELY Wins

FOUR

34.2
AI Score

Investment Advisor Scores

RELY

40score
Recommendation
SELL

FOUR

34score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric RELY FOUR Winner
Revenue 1.46B 3.73B FOUR
Net Income 322.51M 75.00M RELY
Net Margin 22.1% 2.0% RELY
Operating Income 189.82M 275.00M FOUR
ROE 26.3% 5.2% RELY
ROA 19.5% 0.8% RELY
Total Assets 1.65B 9.47B FOUR
Cash 669.08M 1.24B FOUR
Current Ratio 3.50 1.23 RELY
Free Cash Flow 300.98M 401.00M FOUR

Relative Price Performance (Last 90 Days)

RELY 1M: -4.9% · 3M: -11.8% FOUR 1M: +11.6% · 3M: -9.7%

Current Technical Phase

RELY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.9%), weak momentum, RSI 45

RSI (14): 44.6 · Price: $22.59

FOUR

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 57

RSI (14): 56.9 · Price: $43.35

Fundamentals Snapshot

Metric RELY FOUR
Market Cap — —
Forward P/E 14.3 7.8
Trailing P/E 14.5 54.2
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 0.6% 0.4%
Operating Margin 0.1% 0.1%
EPS 1.65 0.83
Dividend Yield — 0.00%

Frequently Asked Questions

Based on our detailed analysis, RELY is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.