ROOT vs LMND

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 13, 2026

ROOT

56.6
AI Score
VS
LMND Wins

LMND

66.2
AI Score

Investment Advisor Scores

ROOT

57score
Recommendation
HOLD

LMND

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ROOT LMND Winner
Revenue 888.50M 1.16B ROOT
Net Income -122.90M 75.70M ROOT
Net Margin -13.8% 6.5% ROOT
ROE -26.0% 23.1% ROOT
ROA -5.9% 4.5% ROOT
Total Assets 2.09B 1.67B LMND
Cash 369.20M 596.30M ROOT
Free Cash Flow -10.20M 113.00M ROOT

Relative Price Performance (Last 90 Days)

ROOT 1M: -13.2% · 3M: -11.7% LMND 1M: -3.6% · 3M: -11.5%

Current Technical Phase

ROOT

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.3%), weak momentum, RSI 37

RSI (14): 37.0 · Price: $43.87

LMND

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 51

RSI (14): 51.5 · Price: $44.19

Fundamentals Snapshot

Metric ROOT LMND
Market Cap — —
Forward P/E 15.6 -42.5
Trailing P/E 9.2 —
Revenue (TTM) — —
Revenue Growth 0.0% 0.7%
Gross Margin 0.4% 0.5%
Operating Margin 0.1% -0.1%
EPS 4.76 -1.88
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, LMND is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.