ROOT vs LMND

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 24, 2026

ROOT

31.9
AI Score
VS
LMND Wins

LMND

58.9
AI Score

Investment Advisor Scores

ROOT

32score
Recommendation
SELL

LMND

59score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ROOT LMND Winner
Revenue 782.70M 552.40M ROOT
Net Income 61.30M -79.20M ROOT
Net Margin 7.8% -14.3% ROOT
ROE 18.7% -15.9% ROOT
ROA 3.7% -3.9% ROOT
Total Assets 1.67B 2.01B LMND
Cash 509.60M 367.60M ROOT

Relative Price Performance (Last 90 Days)

ROOT 1M: +10.6% · 3M: -11.3% LMND 1M: -0.8% · 3M: -27.5%

Current Technical Phase

ROOT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 60.1 · Price: $52.88

LMND

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.4%), weak momentum, RSI 44

RSI (14): 43.8 · Price: $44.92

Fundamentals Snapshot

Metric ROOT LMND
Market Cap — —
Forward P/E 17.3 -40.9
Trailing P/E 15.2 —
Revenue (TTM) — —
Revenue Growth 0.0% 0.8%
Gross Margin 0.4% 0.5%
Operating Margin 0.1% -0.1%
EPS 3.54 -1.82
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, LMND is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.