SES vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 13, 2026

SES

51.5
AI Score
VS
SES Wins

UPST

49.6
AI Score

Investment Advisor Scores

SES

52score
Recommendation
HOLD

UPST

50score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SES UPST Winner
Revenue 6.71M 373.25M UPST
Net Income -12.10M -197.73M SES
Net Margin -180.3% -53.0% UPST
Operating Income -17.87M -209.02M SES
ROE -6.0% -30.9% SES
ROA -4.8% -9.9% SES
Total Assets 253.52M 2.00B UPST
Cash 46.94M 516.58M UPST
Free Cash Flow -20.13M 32.60M UPST

Frequently Asked Questions

Based on our detailed analysis, SES is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.