SFBS vs SFNC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 13, 2026

SFBS

48.8
AI Score
VS
SFBS Wins

SFNC

44.2
AI Score

Investment Advisor Scores

SFBS

49score
Recommendation
HOLD

SFNC

44score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SFBS SFNC Winner
Net Income 168.76M 135.24M SFBS
ROE 8.5% 3.9% SFBS
ROA 0.9% 0.5% SFBS
Total Assets 18.35B 24.78B SFNC
Cash 1.55B 833.46M SFBS
Free Cash Flow 231.72M 159.56M SFBS

Relative Price Performance (Last 90 Days)

SFBS 1M: -50.2% · 3M: -44.1% SFNC 1M: +0.0% · 3M: +7.8%

Current Technical Phase

SFBS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 9

RSI (14): 9.4 · Price: $43.34

SFNC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 43

RSI (14): 43.5 · Price: $23.01

Fundamentals Snapshot

Metric SFBS SFNC
Market Cap
Forward P/E 12.0 10.8
Trailing P/E 15.3
Revenue (TTM)
Revenue Growth 0.3% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.7% 0.4%
EPS 5.72 -2.71
Dividend Yield 0.02% 0.04%

Frequently Asked Questions

Based on our detailed analysis, SFBS is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.