SFST vs FMNB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

SFST

64.4
AI Score
VS
FMNB Wins

FMNB

66.3
AI Score

Investment Advisor Scores

SFST

64score
Recommendation
BUY

FMNB

66score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SFST FMNB Winner
Net Income 21.08M 54.59M FMNB
ROE 4.7% 11.2% FMNB
ROA 0.4% 1.0% FMNB
Total Assets 4.70B 5.25B FMNB
Free Cash Flow 27.22M 52.18M FMNB

Relative Price Performance (Last 90 Days)

SFST 1M: -2.7% · 3M: -0.6% FMNB 1M: -2.5% · 3M: +6.9%

Current Technical Phase

SFST

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.1%) with fading momentum, RSI 47

RSI (14): 47.5 · Price: $60.85

FMNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.4 · Price: $15.34

Fundamentals Snapshot

Metric SFST FMNB
Market Cap — —
Forward P/E 9.9 8.7
Trailing P/E 12.9 10.2
Revenue (TTM) — —
Revenue Growth 0.2% 0.6%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 4.65 1.48
Dividend Yield — 0.05%

Frequently Asked Questions

Based on our detailed analysis, FMNB is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.