SHBI vs VLY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

SHBI

62.2
AI Score
VS
SHBI Wins

VLY

54.5
AI Score

Investment Advisor Scores

SHBI

62score
Recommendation
BUY

VLY

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SHBI VLY Winner
Net Income 59.51M 334.80M VLY
ROE 10.1% 4.2% SHBI
ROA 1.0% 0.5% SHBI
Total Assets 6.26B 66.32B VLY
Cash 355.57M 428.63M VLY
Debt/Equity 0.15 0.28 SHBI
Free Cash Flow 59.22M 368.43M VLY

Relative Price Performance (Last 90 Days)

SHBI 1M: -0.6% · 3M: +0.3% VLY 1M: -7.1% · 3M: -13.2%

Current Technical Phase

SHBI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.3%) with fading momentum, RSI 48

RSI (14): 48.0 · Price: $22.96

VLY

Markdown
Sell / avoid

Price below a falling SMA50 (slope -3.8%), weak momentum, RSI 35

RSI (14): 34.6 · Price: $12.84

Fundamentals Snapshot

Metric SHBI VLY
Market Cap — —
Forward P/E 10.0 8.2
Trailing P/E 11.4 10.6
Revenue (TTM) — —
Revenue Growth 0.1% 0.2%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 1.96 1.19
Dividend Yield 0.02% 0.03%

Frequently Asked Questions

Based on our detailed analysis, SHBI is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.