SLM vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 03, 2026

SLM

52.8
AI Score
VS
UPST Wins

UPST

55.3
AI Score

Investment Advisor Scores

SLM

53score
Recommendation
HOLD

UPST

55score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric SLM UPST Winner
Forward P/E 8.285 33.67 SLM
PEG Ratio 0.5135 0 Tie
Revenue Growth 8.1% 44.6% UPST
Earnings Growth -9.4% 209.1% UPST
Tradestie Score 52.8/100 55.3/100 UPST
Profit Margin 43.6% 4.2% SLM
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

SLM 1M: +1.3% · 3M: +12.6% UPST 1M: -23.2% · 3M: -13.1%

Current Technical Phase

SLM

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.7% over 20 days), RSI 61

RSI (14): 61.3 · Price: $26.00

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.8%), weak momentum, RSI 38

RSI (14): 38.1 · Price: $27.44

Fundamentals Snapshot

Metric SLM UPST
Market Cap
Forward P/E 7.7 8.2
Trailing P/E 7.2 64.4
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 1.0% 0.8%
Operating Margin 0.3% 0.0%
EPS 3.61 0.42
Dividend Yield 0.02%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.