SPFI vs AMTB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

SPFI

53.6
AI Score
VS
SPFI Wins

AMTB

48.7
AI Score

Investment Advisor Scores

SPFI

54score
Recommendation
HOLD

AMTB

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SPFI AMTB Winner
Net Income 33.54M 38.92M AMTB
ROE 5.3% 4.3% SPFI
ROA 0.6% 0.4% SPFI
Total Assets 5.39B 10.29B AMTB
Cash 787.76M 274.21M SPFI
Free Cash Flow 41.65M 49.50M AMTB

Relative Price Performance (Last 90 Days)

SPFI 1M: -1.7% · 3M: +7.2% AMTB 1M: +0.1% · 3M: +23.2%

Current Technical Phase

SPFI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.4% over 20 days), RSI 53

RSI (14): 53.0 · Price: $44.76

AMTB

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (7.7% over 20 days), RSI 58

RSI (14): 57.7 · Price: $29.32

Fundamentals Snapshot

Metric SPFI AMTB
Market Cap
Forward P/E 10.7 10.6
Trailing P/E 12.2 20.9
Revenue (TTM)
Revenue Growth 0.2% -0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.3%
EPS 3.65 1.40
Dividend Yield 0.01% 0.01%

Frequently Asked Questions

Based on our detailed analysis, SPFI is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.