SSB vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

SSB

59.1
AI Score
VS
UMBF Wins

UMBF

69.6
AI Score

Investment Advisor Scores

SSB

59score
Recommendation
HOLD

UMBF

70score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SSB UMBF Winner
Net Income 539.01M 455.84M UMBF
ROE 6.7% 5.0% UMBF
ROA 0.7% 0.7% SSB
Total Assets 72.26B 68.91B UMBF
Cash 5.61B 396.85M UMBF
Debt/Equity 0.06 0.01 SSB
Free Cash Flow 687.55M 543.25M UMBF

Relative Price Performance (Last 90 Days)

SSB 1M: -4.0% · 3M: +8.7% UMBF 1M: -6.7% · 3M: +5.3%

Current Technical Phase

SSB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 49

RSI (14): 48.7 · Price: $105.98

UMBF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 39.9 · Price: $139.49

Fundamentals Snapshot

Metric SSB UMBF
Market Cap
Forward P/E 10.2 10.0
Trailing P/E 11.1 11.8
Revenue (TTM)
Revenue Growth 0.0% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 9.52 11.86
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, UMBF is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.